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Here’s a simple guide on how to obtain health insurance as an expat in Germany: Before you begin the process, determine whether you are eligible for public health insurance (Gesetzliche Krankenversicherung – GKV) or if you qualify for private health insurance (Private Krankenversicherung – PKV).
Health insurance is universal in Germany, meaning that, by law, everyone needs to take out cover. If you are working in Germany, you will normally be signed up to a statutory health insurance scheme, to which your employer will contribute 50 percent of your premiums.
There are a number of types of insurance in Germany for expats to consider, some compulsory and some optional. Here’s an overview of insurance coverage in the country.
11 thg 11, 2023 · Health insurance is mandatory for everyone residing in Germany, including foreigners. Germany offers two main types of health insurance: public and private. The process of getting insured involves registration, choosing a provider, and making contributions.
4 thg 7, 2025 · Expats can choose between two types of health insurance in Germany: statutory (public) and private. The type of insurance you need depends on your job, visa, income, and how long you plan to stay in Germany.
Students can choose between public or private insurance. Expat health insurance is an option if you need to have health insurance to apply for a visa or before you arrive in Germany. Make sure you understand the difference between German public and private health insurance.
20 thg 8, 2025 · For expats in Germany, we recommend the policies offered by the private providers ottonova and Feather, which provide high-performance health insurance plans and offer bilingual services in German and English.
10 thg 2, 2025 · Need health insurance in Germany? These insurance companies may be what you’re looking for. Find out how to get the best health insurance as expats.
It’s mandatory for anyone living or working in Germany to have some form of health insurance. This can either be the government-regulated public health insurance scheme, the gesetzliche krankenversicherung (GKV) 2, or private healthcare cover.
12 thg 12, 2023 · Guide on eight essential insurances for expats in Germany, covering health, liability, household, life, income protection, legal, dental and car insurances.
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